The Bear and the Bull
Chen swallowed his vitamin B12 pill without water, the coating catching on his tongue like a dry warning. Three years of night shifts, and the supplements were the only thing keeping his nervous system from fraying at the edges.
His wife Elena had left him six months ago. "You're married to the market," she'd said, packing her books into boxes. "I'm just the mistress."
Now he sat in his high-rise apartment at 3 AM, a half-empty bottle of scotch on the coaster, watching six screens flicker with candlestick charts. The fiber optic cable beneath his floorboards hummed with data—millions of transactions per second, people's lives reduced to glowing red and green lines.
Tonight was different. The algorithm he'd spent two years building—the one that would supposedly predict market crashes before they happened—was screaming its silent alarm. A bear market was coming, catastrophic and imminent. The indicators were all aligned: liquidity drying up, leverage ratios at unsustainable highs, the collective arrogance of investors reaching that particular fever pitch that always preceded the fall.
His phone buzzed. His boss, Marcus—known on the trading floor as "The Bull" for his aggressively optimistic strategy—was calling.
"Chen, my man," Marcus's voice boomed, even at this hour. "The Asian markets are rallying. Our clients are going long. We're talking BILLIONS in new positions. I need you to sign off on the risk models before the opening bell."
The algorithm's warning light pulsed on Chen's screen. A single click would send the analysis to compliance, triggering an automatic halt on new positions. It would protect the firm's clients, preserve billions in retirement accounts and savings. It would also cost Marcus his bonus, probably his job. Maybe Chen's too.
"Chen? You there?"
He thought about Elena, about how she'd pleaded with him to leave finance, to teach economics instead. About the vitamin bottles lined up in his bathroom cabinet—symptoms of a body breaking under stress.
"The indicators are wrong," Chen heard himself say. "I'll approve it."
The bear market crashed two weeks later. Twelve billion dollars vanished in three trading days. Marcus's firm collapsed. Elena called him, crying—she'd lost her savings in a Marcus-managed fund.
Chen swallowed another vitamin pill. The coating dissolved on his tongue, bitter and real. Some things, he realized, you had to bear alone.